A home warranty in Ohio is an excellent way to prepare for possible home repairs and avoid getting stuck with a big time bill. When you have a home warranty provided, you pay that provider an annual fee, with the standard amount being a few hundred dollars.
You may be able to pay this fee in installments throughout the year. If any items in your home stop working properly and the warranty covers them, you simply call the warranty provider and they’ll have a contractor evaluate it. In the event of a needed repair, the warranty provider will pay the contractor to do it, and you’ll only pay a deductible (about $100).
Home Insurance and Home Warranty in Ohio
Most homes are full of important components and appliances, and those items can all cost quite a bit to repair. Think about how much you would have to pay out of pocket if your air conditioning stopped working. Or if there was an issue with your home’s electrical system.
That’s why it’s vital that you have a home warranty in Ohio to keep your home maintenance costs manageable. Bear in mind that your homeowner’s insurance doesn’t cover these types of situations. While it may sound similar, a homeowner’s insurance policy covers your home from damages due to theft, accidents, and natural disasters.
The great thing about home warranties is that when you have one, you don’t need to worry about building up an emergency fund for home repairs. They also make the entire repair process a breeze. The typical home repair involves comparing contractors to find the right one. After that, communicating with them throughout the repair process to ensure everything goes accordingly. Hopefully, without any hidden or unexpected additional expenses, too.
When you have a home warranty, you skip all of that. All you do is one phone call to your warranty provider. They pick the contractor, they schedule everything. They even handle the repair costs, so you don’t have to worry about overcharges.
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If you want to eliminate the risk of potential home repairs, a home warranty in Ohio does that for you and makes the entire repair process easier. Your annual fee covers your home’s components, so you don’t have to worry. Do you have any experiences with home warranties? Please tell us about your home warranty experiences in the comments section.