Florida is known as the “Sunshine State” because it’s drenched year-round in nice, sunny weather. It also gets hot. A home warranty in Florida can save homeowners headaches and money when their air conditioner goes out in the middle of August when the state is muggiest.
A home warranty in Florida is a service contract between the homeowner and the home warranty company. When a major component or appliance in your home breaks down, if a home warranty plan covers it, you repair or replace it at a significantly lower cost. While you can expect to pay between $300 – $500 for a home warranty, there are different plan levels. So you can choose the one that best fits your needs.
Home Insurance and Home Warranty in Florida
Many consumers confuse home warranties with homeowner’s insurance policies, but they provide very different coverage. Homeowners insurance policies are mandatory and cover your home after major events, such as a hurricane, theft or fire. In most regions, mortgage companies require a home insurance policy. Home warranties cover the items in your home that you use every day, such as plumbing, heating and cooling systems, and others. They aren’t mandatory, but they can be a very sound investment.
With a home warranty in Florida, if your clothes washer suddenly stops working just before company arrives, you make one call to the home warranty company. They will have a list of contractors who do repair work on large appliances, and they’ll make arrangements for a qualified contractor to make a service call. You’ll pay a small service fee, which is well below the cost of a new washer. And you don’t have to go through the hassle of finding your own repair person.
As is often the case, things will go wrong at the most inconvenient times. A home warranty in Florida can save money, energy and time. Just make sure to do your homework and select the right plan for you from a reputable home warranty company, you can, for example, go with HMS Home Warranty.
Have you had a home warranty plan come through for you? Tell us about it! Or, if you have questions, leave them in the comments and we’ll answer them. Also, don’t forget to subscribe for more home warranty information.