If you want to protect your home appliances, and significantly lower any repair costs, obtaining a home warranty in North Carolina is a smart decision.
When you purchase a home warranty, you’re paying the home warranty company a fee to cover specific components in your home, specified in your warranty contract. If any of those components require repairs, you only have to call your home warranty company, and it sends out a contractor to evaluate it.
Home Insurance and Home Warranty in North Carolina
The home warranty company pays the costs of any necessary repairs, and you only end up paying a much smaller service fee, which typically runs anywhere from $75 to $125. Don’t get a home warranty in North Carolina confused with homeowner’s insurance, as the two are very different.
Of course, you’ll need both if you want to fully protect your home. A homeowner’s insurance covers damages to your home typically caused by accidents, some natural disasters, and theft.
A home warranty doesn’t cover that type of damage; instead, it focuses on repairs when components and appliances fail.
There are two main advantages of a home warranty policy: the potential savings and the convenience of repairs.
Since many extensive home repairs can cost upwards of a thousand dollars, you save big having a home warranty covering those costs. You just pay the service fee and let your home warranty company handle the broken refrigerator or garbage disposal unit.
You save time when you have a home warranty because you don’t need to bother looking for a repair company. Since your home warranty company chooses the contractor, you don’t spend any time reading reviews or calling for quotes.
Also, you don’t have to haggle over repair costs or deal with additional expenses. The contractor will take care, he will be charging the warranty provider, not you.
Recommended Read: Home Warranty in South Carolina
If you want peace of mind regarding your home’s minor and major components, you should consider a home warranty in North Carolina. For an affordable annual fee, you’ll save quite a bit any time your home needs a repair. Moreover, you’ll make the repair process quick and stress-free. You don’t need to do anything yourself except call your home warranty company.
What has your experience been with home warranties? Share your thoughts in the comments.